Good advice starts with understanding people, not products

As a lead adviser at Later Life Money, Scott works closely with clients to understand their circumstances, explore their options and find solutions that meet their individual needs.

Scott particularly enjoys helping clients whose circumstances may not be straightforward. Whether it's managing existing borrowing, exploring mortgage options in retirement or dealing with more complicated property and financial arrangements, he takes a thorough and practical approach.

He understands that decisions involving your home can have long-term implications for both you and your family. That's why he places particular importance on explaining the options clearly, answering questions and ensuring clients never feel rushed into making a decision.

Friendly, approachable and committed to providing a personal service, Scott aims to build lasting relationships and give clients confidence throughout their journey.

Outside work, Scott enjoys travelling and exploring new places with his wife and their much-loved pug, Pepper.

During her time in retail management in the jewellery industry, Elise helped people through some of life's most important moments, developing a genuine understanding of the importance of listening, patience and personal service.

After joining TMG, Elise achieved her CeMAP and CeRER qualifications and is now developing her specialist knowledge and practical experience in mortgages, equity release and later-life lending with Later Life Money, supported by the company's experienced advisers.

Elise is particularly passionate about helping people feel comfortable discussing their finances and understanding the choices available to them. She believes that important financial decisions should never feel rushed or intimidating.

She also recognises that some people may feel more comfortable speaking with a female adviser, particularly when discussing personal financial matters. Elise believes everyone should have the opportunity to speak openly with someone they feel comfortable with and trust.