Skip to main contentSkip to main content

Call us free on 0330 383 0038Mon–Fri 9am–5.30pm

Text size
Later Life Money – Simple Smart Advice, home
Proud to be a member of the Equity Release Council
AIR Academy Professional accreditation
The London Institute of Banking & Finance – Accredited Later Life Lending Professional
FCA regulatedFRN 972234(check the FCA Register, opens in a new tab)
Google Rated on Google

County Durham & the North East

Equity release advice in County Durham and the North East

If you're a homeowner in Durham, Darlington, Teesside, Sunderland, Newcastle or anywhere in the North East, our qualified later life advisers can help you understand whether equity release is right for you.

We'll take the time to understand you and your family, explain everything in plain English and search the whole market for you, with no hard sell. Family members are always welcome to join.

From period terraces in Durham city to family homes across Teesside and Tyneside, we know the local property market well — and which lenders are comfortable with it.

  • Covering the whole of the UK
  • Family members welcome

Local advice across the North East

  • Durham
  • Darlington
  • Newton Aycliffe
  • Teesside
  • Sunderland
  • Newcastle

Our founder, Steve Paterson, is a North Easterner living in Newton Aycliffe. Our advisers offer home visits around their local areas, and we can help anywhere else in the North East by phone or video.

Equity release has changed, and you're protected

Equity release once had a poor reputation because of poor advice and poor products. Those products are a thing of the past. All the lenders we work with are members of the Equity Release Council and follow its product standards, including:

  • The right to stay in your home for life, as long as it's your main residence and you keep to the terms.

  • A no-negative-equity guarantee. You, or your estate, will never owe more than your home sells for (subject to terms).

  • Freedom to move to a suitable new home, subject to the lender's criteria.

  • Fixed interest rates for lifetime mortgages.

  • Your own independent solicitor to check everything before you commit.

Watch: Why has equity release had a poor reputation? (1-minute video, with captions)

How it works: simple, clear and at your pace

  1. Step 1: A friendly first chat

    Free and with no obligation. We'll ask a few simple questions and answer yours, with no jargon and no pressure.

  2. Step 2: Personal advice

    We get to know you, your home and your plans, at your kitchen table, by phone or by video. Family members are very welcome to join.

  3. Step 3: Your recommendation

    We search the whole equity release market and explain our recommendation, with all costs set out clearly before you decide.

  4. Step 4: Application and legal checks

    We manage the application with the lender and keep you updated. Your independent solicitor checks everything on your behalf.

  5. Step 5: Funds released

    Once everything is complete, the money is released to you. A typical case takes around 6–8 weeks.

Start with a free chat

Free · No obligation · No hard sell

An adviser going through paperwork with a retired couple at their dining table

What our clients say

Don't just take our word for it. Here's what our clients say on Google.

Google Reviews

5.05.0 out of 5 stars

5.0 on Google

Write a review (opens in a new tab)

Free · No obligation · No hard sell

Book your free, no-obligation consultation

Have a friendly chat with one of our qualified advisers. There's never any pressure to go ahead, and you're welcome to involve your family.

  • Free first consultation
  • Plain English, no jargon
  • Whole-of-market advice
  • Home visit, phone or video
Office
27 Bridgegate, Rotherham, South Yorkshire, S60 1SN

Request a call back

Best time to call (required)
Is the youngest homeowner aged 55 or over? (required)

By sending this form you agree to our Terms & Conditions (opens in a new tab) and Privacy Policy (opens in a new tab).

Free · No obligation · No hard sell